Economy

Buyers, Economy, Housing Market, Real Estate, Sellers

Experts Forecast a Turnaround in the Housing Market in 2023 | Lynne MacFarlane Homes Real Estate Blog

The housing market has gone through a lot of change recently, and much of that was a result of how quickly mortgage rates rose last year. Now, as we move through 2023, there are signs things are finally going to turn around. Home price appreciation is slowing from the recent frenzy, mortgage rates are coming down, inflation is easing, and […]
Buyers, Economy, Real Estate

What You Want To Know If You’re Pursuing Your Dream of Homeownership | Lynne MacFarlane Real Estate Blog

f you’re a young adult, you may be thinking about your goals and priorities for the months and years ahead. And if homeownership ranks high on your goal sheet, you’re in good company. Many of your peers are also pursuing their dream of owning a home. The 2022 Millennial & Gen Z Borrower Sentiment Report from Maxwell says: “Many young […]
Economy, Housing Market, Mortgage Rates

Here’s Why We’re Not Heading For A Housing Crash | Lynne MacFarlane Homes

Today’s housing market is different than it was in 2008. Let’s connect if you’re concerned about a crash so we can discuss why this isn’t like last time. Lynne Watanabe MacFarlane, MCDM, SRES, SRS | Realtor Professional Fiduciary Association of California, Silicon Valley affiliate Intero | A Berkshire Hathaway Affiliate phone 408.800.1141 or 831.346.2743 DRE# […]
Buyers, Economy, Housing Market, Market Report, Mortgage Rates, Sellers

Mortgage Rates Will Come Down, It’s Just a Matter of Time | Lynne MacFarlane Homes

Mortgage Rates Will Come Down, It’s Just a Matter of Time This past year, rising mortgage rates have slowed the red-hot housing market. Over the past nine months, we’ve seen fewer homes sold than the previous month as home price growth has slowed. All of this is due to the fact that the average 30-year […]

Buyers Experts Forecast a Turnaround in the Housing Market in 2023 | Lynne MacFarlane Homes Real Estate Blog The housing market has gone through a lot of change recently, and much of that was a result of how quickly mortgage rates rose last year. Now, as we move through 2023, there are signs things are finally going to turn around. Home price appreciation is slowing from the recent frenzy, mortgage rates are coming down, inflation is easing, and […]

Buyers What You Want To Know If You’re Pursuing Your Dream of Homeownership | Lynne MacFarlane Real Estate Blog f you’re a young adult, you may be thinking about your goals and priorities for the months and years ahead. And if homeownership ranks high on your goal sheet, you’re in good company. Many of your peers are also pursuing their dream of owning a home. The 2022 Millennial & Gen Z Borrower Sentiment Report from Maxwell says: “Many young […]

Economy Here’s Why We’re Not Heading For A Housing Crash | Lynne MacFarlane Homes Today’s housing market is different than it was in 2008. Let’s connect if you’re concerned about a crash so we can discuss why this isn’t like last time. Lynne Watanabe MacFarlane, MCDM, SRES, SRS | Realtor Professional Fiduciary Association of California, Silicon Valley affiliate Intero | A Berkshire Hathaway Affiliate phone 408.800.1141 or 831.346.2743 DRE# […]

Buyers Mortgage Rates Will Come Down, It’s Just a Matter of Time | Lynne MacFarlane Homes Mortgage Rates Will Come Down, It’s Just a Matter of Time This past year, rising mortgage rates have slowed the red-hot housing market. Over the past nine months, we’ve seen fewer homes sold than the previous month as home price growth has slowed. All of this is due to the fact that the average 30-year […]

Economy Two Questions Every Homebuyer Should Ask Themselves Right Now Rising interest rates have begun to slow an overheated housing market as monthly mortgage payments have risen dramatically since the beginning of the year. This is leaving some people who want to purchase a home priced out of the market and others wondering if now is the time to buy one. But this rise in borrowing cost shows no […]

Building Wealth 5 Questions You Should Ask As A Luxury Buyer – MacFarlane Homes Blog 1. WHY ARE YOU BUYING AND WHY NOW? Perhaps the most basic and essential question to ask if you’re a buyer in today’s market is why are your buying and why now? Regardless of what you know from research, data, or experience — this question will help me as your real estate advisor so I […]

Building Wealth Experts Increase 2022 Home Price Projections If you’re wondering if home prices are going to come down due to the cool down in the housing market or a potential recession, here’s what you need to know. Not only are experts forecasting home prices will continue to appreciate nationwide this year, but most of them also actually increased their projections for home price appreciation from their […]

Economy 3 Graphs To Show This Isn’t a Housing Bubble – Lynne MacFarlane Realtor Blog With all the headlines and buzz in the media, some consumers believe the market is in a housing bubble. As the housing market shifts, you may be wondering what’ll happen next. It’s only natural for concerns to creep in that it could be a repeat of what took place in 2008. The good news is, there’s […]

Economy What Does an Economic Slowdown Mean for the Housing Market? According to a recent survey, more and more Americans are concerned about a possible recession. Those concerns were validated when the Federal Reserve met and confirmed they were strongly committed to bringing down inflation. And, in order to do so, they’d use their tools and influence to slow down the economy. All of this brings […]

Economy Why Diversifying Your Concentrated Portfolio Is A Smart Move The Bay Area is a hub for many industries, including tech, and investors here often find themselves with a concentrated portfolio due to restricted stock grants and incentive stock options. If this describes you, take note: Diversifying your investments can be a smart move. Silicon Valley tech employees have been jolted by their stock options […]

Economy California Housing Market Update – Feb 2022 Click here to see a snapshot of all the California Housing Market in February for the SF Bay Area, Southern California, Central Valley, Central Coast and Far Northern California. California median home prices are back to double digit growth; Condos/Townhomes set a new record; Condos continue to outpace single family homes in this report. And […]

Building Wealth Presentation on Silicon Valley’s Top Real Estate Questions From Buyers and Sellers Silicon Valley Real Estate Questions – Top Question for 2022 from Lynne Watanabe-MacFarlane This is a presentation that I recently gave about the top questions that homeowners and buyers would like to know about 2022 in the San Francisco Bay Area and nationally. The average equity gain in California in a year (Nov 2020 – […]

Economy How’s the Market? Q3 Insights with Chief Economist Elliot Eisenberg, PhD. In summary, Dr. Eisenberg comments: “This market continues to surprise and delight despite tight inventories and simply staggering levels of price appreciation over the last several years. We see little, if any, let up in buyer demand for homes, regardless of the obstacles they must overcome. This may be due, at least in part, […]

Economy 2021 Real Estate Forecast by Chief Economist & SVP of CA Association of Realtors 2021 Market Forecast – Leslie Appleton-YoungChief Economist + SVPCalifornia Association of REALTORS® from Lynne Watanabe-MacFarlane I found this presentation very informative, not only from a retrospective view of how the pandemic continues to effect our economy, jobs, and housing last year, but Appleton-Young, the Chief Economist and SVP of California Association of Realtors predicts what […]

Economy Housing Recovery Trend Disrupted by Wildfire in San Francisco Bay Area Last May, the Brookings Institution wrote about the post-Covid19 recovery as having several possible shapes of recovery (Z-shaped, V-shaped, U-shaped, W-shaped, L-shaped, and even the Nike Swoosh) but here are four major financial institutions predictions for recovery (below image). In a Realtor.com study- we have seen a similar V-Shape recovery, but recently there’s been a […]

Economy Multi-Generational Housing On The Rise And Co-Living Arrangements In The SF Bay Area In recent years co-living has gained popularity not only in younger 20’s demographics, but attracting popularity for 50+ Boomer generation. Typically, seniors who opt for the co-living lifestyle as homeowners enjoy additional income from roommates and companionship! What’s the difference between Co-Living versus Co-Housing? In co-living people without family ties choose to cohabitate in a […]

Economy Looking to the Future: What the Experts Are Saying As our lives, our businesses, and the world we live in change day by day, we’re all left wondering how long this will last. How long will we feel the effects of the coronavirus? How deep will the impact go? The human toll may forever change families, but the economic impact will rebound with […]

Articles Will The Corona Virus Create A Housing Crisis …And Our New Norms Concerns about the impact COVID-19 will have on the global and local economy are real. They’re scary too as the health and wellness of our friends, families, and loved ones are high on everyone’s emotional radar. While we don’t know the exact impact the virus will have on the housing market, we do know that […]

Articles Mainstream Concerns about an Economic Slowdown Revisited Recently, we reported that many believe a recession could happen within the next two years. We explained that 70% of economists and market analysts surveyed last year believe that a recession will occur in 2019 or 2020 and that 42% of consumers currently looking to purchase a home also agree that a recession will occur […]