What Is Multigenerational Housing

Some Highlights
- If you have additional loved ones coming to live with you but don’t have enough space, it may be time to consider a larger, multigenerational home.
- Some key benefits of multigenerational living include a combined homebuying budget, shared caregiving duties, enhanced relationships, and more. These benefits might be why more people are choosing to live in multigenerational homes today.
Let me know if you’re interested in finding a house that meets your changing needs and has plenty of space for you and your loved ones.
The #1 Home Value Site Online

Besides Zillow, there are numerous sites that give you an instant value of your home. There are also two other respected sites that I use frequently. In order to find out the #1 home valuation site online, I’m asking for your help to let me know which site, in your opinion, comes closest to your actual home value. Please let me know which one you think is MOST accurate.
Click below to get 3 Instant Home Values.
Don’t worry, you don’t need to register to get the instant value!
3 Instant Home Values on Any Home (no registration): https://intero.findbuyers.com/lmacfarlane@Intero.com
Pacific Grove – Lovers Point Walk, A Local Treasure [Video]

~Happy New Year!~


- Point Pinos Lighthouse – http://www.pointpinoslighthouse.org/
- Lucy’s On The Lighthouse – https://www.lucyspg.com/
- 1120 LIGHTHOUSE AVE. PACIFIC GROVE
- Outdoor, casual seating
- Pet Friendly, several well behaved doggos sitting in their patios
- Serving Illy’s espresso
- Order their delicious crispy brussels sprout dish drizzled with balsamic reduction, tasty!
Interested in homes in Pacific Grove? Let me know if you have any real estate interest in buying, selling, or investing in the Monterey Bay or Silicon Valley / SF Bay Area. As you can imagine, Covid has completely changed what’s important to home owners, wouldn’t you agree? If you would like to sell, I will be willing to meet you and share exactly what we could do, my team and I, to get it done. Give me a call!
LYNNE WATANABE MACFARLANE, MCDM, SRES, SRS | Realtor
PFAC Silicon Valley affiliate
Intero | A Berkshire Hathaway Affiliate
phone 408.800.1141 or 831.346.2743
DRE# 02066698
LMACFARLANE @ INTERO.COM
Open House – 12 Panorama Lane Santa Cruz – Stunning New Construction [video]

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Lynne Watanabe-MacFarlane Helping Sellers and Buyers Through Life Transitions & New Communities
Your Link Between Silicon Valley to Monterey Bay
Schedule a meeting CLICK HERE ➜ ➜ ➜ https://macfarlane.agent.intero.com/contact-me
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Why Owning a Home Is a Powerful Financial Decision

In today’s housing market, there are clear financial benefits to owning a home: increasing equity, the chance to build your net worth, and appreciating home values, just to name a few. If you’re a renter, it’s never too early to think about how homeownership can propel you toward a stronger future. Here’s a dive into three often-overlooked financial benefits of homeownership and how preparing for them now can steer you in the direction of greater financial security and savings.
1. You Won’t Always Have a Monthly Housing Payment
Personal finance advisor Dave Ramsey explains:
“Every payment brings you closer to owning the house. When you pay your rent, that money is spent. Gone. Bye. Not returning. But when you pay your mortgage, you work toward full ownership.”
As a homeowner, you can eventually eliminate the monthly payment you make on your house. That’s a huge win and a big factor in how homeownership can drive stability and savings in your life. As soon as you buy a home, your monthly housing costs begin to work for you as forced savings in the form of equity. When you build equity and grow your net worth, you can continue to reinvest those savings into your future, maybe even by buying that next dream home. The possibilities are truly endless.
2. Homeownership Is a Tax Break
One thing people who have never owned a home don’t always think about are the tax advantages of homeownership. The same article states:
“You have tax advantages. Many of the costs of owning a home—like property taxes—are tax deductible. And if you’re paying off a mortgage, you’ll get to count your mortgage interest as a deduction when you file your tax return.”
Whether you’re living in your first home or your fifth, it’s a huge financial advantage to have some tax relief tied to the interest you pay each year. It’s one thing you definitely don’t get when you’re renting. Be sure to work with a tax professional to get the best possible benefits on your annual return.
3. Monthly Housing Costs Are Predictable
A third benefit is the fact that monthly costs start to become more predictable with homeownership, something that doesn’t happen if you’re renting. Ramsey also notes:
“Rent rates will go up. Even if you found a killer deal in a hot area, inflation, competition, and rising property values will cause your rent to go up year after year.”
With a mortgage, you can keep your monthly housing costs relatively steady and predictable. Your monthly costs are most likely based on a fixed-rate mortgage, which allows you to budget your finances over a longer period of time. Rental prices have been since skyrocketing 2012, and with today’s low mortgage rates, it’s a great time to get more for your money when purchasing a home. If you want to lock-in your monthly payment at a low rate and have a solid understanding of what you’re going to spend in your mortgage payment each month, buying a home may be your best bet.
Bottom Line
If you’re ready to start feeling the benefits of stability, savings, and predictability that come with owning a home, let’s connect to determine if buying sooner rather than later is right for you.
Selling, relocating, downsizing or right sizing,
I’m here to assist you with your goals, give me a call!
Lynne
831-346-2743 text/voice
Lynne Watanabe MacFarlane, MCDM, SRES | Realtor
PFAC Silicon Valley affiliate
Intero | A Berkshire Hathaway Affiliate
phone 831.346.2743
Lmacfarlane @ Intero.com
www.lynnemacfarlane.com
DRE# 02066698
2021 Real Estate Forecast by Chief Economist & SVP of CA Association of Realtors


Selling, relocating, downsizing or right sizing,
I’m here to assist you with your goals, give me a call!
Lynne
831-346-2743 text/voice
Lynne Watanabe MacFarlane, MCDM, SRES | Realtor
PFAC Silicon Valley affiliate
Intero | A Berkshire Hathaway Affiliate
phone 831.346.2743
Lmacfarlane @ Intero.com
www.lynnemacfarlane.com
DRE# 02066698
House Hunter Silicon Valley: Turnkey Mountain View Condo vs. San Jose Fixer

Karen Gilligan and Lynne Watanabe MacFarlane tour a San Jose single family home and a turnkey Mountain View townhome in this episode of House Hunter Silicon Valley. Interested in seeing any of these properties or others that are not yet on the market?
Give us a call!
Karen Gilligan, Realtor
Intero | A Berkshire Hathaway Affiliate
Cell: 408.966.7733
kgilligan@intero.com
https://karengilligan.agent.intero.com/
DRE# 02110859
___
Lynne Watanabe MacFarlane, MCDM, SRES | Realtor
PFAC Silicon Valley affiliate
Intero | A Berkshire Hathaway Affiliate
Cell: 831-346-2743
Lmacfarlane@intero.com
DRE# 02066698
https://lynnemacfarlane.com/
Property tours on this episode:
- 4565 Strawberry Park Dr San Jose, CA 95129
- 3 Beds | 2 Baths | 1,107 sqft | 6,375 sqft lot
- Listed $1,298,000
- Learn more here: bit.ly/4565StrawberryParkSFH
- 203 Cypress Point Dr Mountain View, CA 94043
- 2 Beds | 1.5 Baths | 1,290 sqft Townhome
- Listed: $1,198,000
- Learn more here: bit.ly/MtViewCondo
Coming Soon Listings – Homes in Cambrian, San Jose [Video]

It’s the end of the year of 2020 and even though there are 63% more new listings in the month of November in the Bay Area (according to Aculist / MLSlistings) housing is limited and buyer demand remains strong when traditionally we tend to see a real estate market holiday slow down.
The Cambrian Park area of San Jose is very desirable for the proximity to major Silicon Valley tech hub, shopping, restaurants and schools. One thing I forgot to mention is that Cambrian is in the path of progress with the Cambrian Park Plaza Mixed Use Village, some of us ‘old timer/locals’ remember Cambrian Park for the Cambrian Park Plaza Carousel which is now considered a landmark.
If you’re interested in any of these properties or want to learn how we sell homes in today’s real estate market (with virtual technologies and showings) text me at 831-346-2743
Interested in learning how much your home is worth?
Text me 831-346-2743
“How much is my home worth” or https://sfbay.areahomevalues.net/
Interested in finding your dream home in Cambrian (SFH or Condo)?
Questions? I’m here to help!
Lynne Watanabe MacFarlane, MCDM, SRES Realtor
Intero | Berkshire Hathaway affiliate PFAC Silicon Valley affiliate