EconomymultigenerationalReal EstateSANTA CLARA COUNTYWealth May 11, 2022

Why Diversifying Your Concentrated Portfolio Is A Smart Move

The Bay Area is a hub for many industries, including tech, and investors here often find themselves with a concentrated portfolio due to restricted stock grants and incentive stock options. If this describes you, take note: Diversifying your investments can be a smart move.
Lynne MacFarlane Blog - What does job market mean to real estate market?
Silicon Valley tech employees have been jolted by their stock options performance lately. At Intero Los Altos’ Monday office meeting, our title company rep brought up a point reminding us that in 2009, people who sold their stocks to buy residential real estate have done very, very well!
The Bay Area has historically been home to many companies that offer stock incentives to high-level executives. If you’re a leader in one of those companies, you may hold far too high of a percentage of wealth in your employer or previous employer’s stock. Here’s a recent article which considers the recent plunge in technology shares providing investors with a harsh lesson in that can hamper employee retention and threaten cash flow when share prices collapse.
“As stock prices fall, companies may have to offer employees even more shares to achieve the same compensation levels.” Here are companies that heavily rely on employee stock rewards.
Having a large percentage of your holdings in a single company can help you build wealth quickly when that company is on the rise. However, that same volatility can wipe you out if something goes wrong.
It may seem counterintuitive to cash out stock options now. Nobody wishes to cash in when their stocks are plummeting, but remember that nobody wants to let go of their stock when it is skyrocketing either. Real estate is a safer haven during times of inflation. It appreciates over time and it’s tangible. There are many ways to profit from real estate, from cash flow of rental properties to
appreciation of assets.
Consider balancing your asset class portfolio and cash out. Why not buy a multigenerational house? Think of an extra guest space for relatives visiting, building an ADU, or buying a property under $800K (I can suggest several areas). Real Estate can create passive income with lower volatility and that might be the right move for you.
Let me know if you would like a no pressure introduction to our financial wealth advisors providing Intero concierge service and advice before making any financial decisions.
Also please keep in mind that I’m always available to help your family/friends with any real estate or financial questions.
Lynne Watanabe MacFarlane, Realtor
Intero | Berkshire Hathaway affiliate
408-800-1141 or 831-346-2743
Cupertino June 20, 2021

Open House – Relaxed Elegance Montebello Villa in Cupertino Wine Trail on 51 Acres [Video]

Get ready to be wowed!

I’ll be hosting this stunning estate in Montebello Road, Cupertino Hills tomorrow, Sunday June 20th, from 3PM – 5PM limited hours.
Located at 15681 Montebello Road Cupertino, CA 95014
4 Bedroom, 5 Bath, 5,400 SqFt living, on 51 acres.
Stunning views of Santa Clara County and watch the twinkling lights below as the sunsets.
Inspiring – excellent for family gatherings & corporate entertaining
Inspirational secluded gated retreat feels like you’re on top of the world with evening twinkling lights and panoramic views. This 4 bedroom, 5 bath has plenty of room for family and entertaining guests with 5,400 SqFt living space, decks that face views. With each bedroom with its own bath, entertainment media room downstairs with bar, outside patios, decks for entertaining, large French Provencial style kitchen with huge granite island & Indoor BBQ brick fireplace, rock-lined pool with waterfall, and your own wine cellar. Warm and cozy primary suite features a Santa Fe style fireplace, high wood beam ceilings, and a step down jet jacuzzi bath for two overlooking the view & large shower & steam room, with a deck right off the primary bedroom with an outdoor spa facing the views. Spectacular living spaces and perfect for family entering company guests. Broadband internet also available (15Mps), perfect for work at home video conferencing. And for your auto enthusiasts there’s a 4 car garage on top and two garages below. Must see! It’s all here with 51 acres of natural beauty, best luxury property value! 20 mins to get to #AppleHQ and other #SiliconValley companies.
Located at 15681 Montebello Road Cupertino, CA 95014
**Schedule your private tour, give me a call:
(408) 800-1141 or (831) 346-2743
Call me for reports too. Very special opportunity for a stunning property. 
Schools:
Argonaut Elementary (9/10)
Redwood Middle (9/10)
Monte Vista High (10/10)
Intero Logo - Lynne MacFarlane, Realtor

Lynne Watanabe MacFarlane

SRS, SRES, MCDM | Realtor
Intero Real Estate Services
Silicon Valley to Monterey Bay
Call for private tour:
(408) 800-1141
LMACFARLANE @ Intero.com

 

SANTA CLARA COUNTY June 6, 2021

Tour of 15681 Montebello Road Cupertino [Video]

Get ready to be wowed!

15681 Montebello Road Cupertino, CA 95014

Inspirational, relaxed, luxury gated estate feels like you’re on top of the world (Silicon Valley!) with views that go on for miles!

This 4 bedroom, 5 bath has plenty of room for family and guest with 5,400 SqFt living space. With each bedroom with its own bath, entertainment media room downstairs with bar, outside patios, decks for entertaining, large French Provencial style kitchen with huge granite island & Indoor BBQ brick fireplace, rock-lined pool, and more. Warm and cozy primary suite features a Santa Fe style fireplace, wood beam ceilings, and a step down jet jacuzzi bath for two overlooking the view & large shower & steamroom, with a deck off the primary bedroom with an outdoor spa facing the views! Spectacular living spaces and perfect for family entering company guests. Broadband internet also available (15Mps), perfect for work at home video conferencing. And for your auto enthusiasts there’s a 4 car garage on top and two garages below. Must see! It’s all here with 51 acres of natural beauty, best luxury property value! 20 mins to get to #AppleHQ and other #SiliconValley companies.

Located at 15681 Montebello Road Cupertino, CA 95014

**Schedule your private tour, give me a call:
(408) 800-1141 or (831) 346-2743

Schools:
Argonaut Elementary (9/10)
Redwood Middle (9/10)
Monte Vista High (10/10)

Lynne Watanabe MacFarlane
SRES, MCDM | Realtor
Intero Real Estate Services
Silicon Valley to Monterey Bay
DRE#02066698
PFAC Silicon Valley affiliate
(408) 800-1141
LMACFARLANE @ Intero.com
Lynnemacfarlane.com

#Cupertino #PrivateEstate #SiliconValleyRealtor #SiliconValley #MontebelloRoad #CyclistsDream #SiliconValleyrealEstate #lynnemacfarlanehomes #homewithviews #Views #BayAreaEstates #lynnemacfarlanerealtor #luxuryhomes #Intero #homeswithpools #relaxedelegance #luxuryrealestate

 

AlamedaHomeownersSAN MATEO COUNTYSANTA CLARA COUNTYSanta Cruz CountyVideo August 24, 2020

August 24 2020 – Wildfires in Bay Area & Creating a Wildfire Safety Plan [Video]

Today in this video we share the areas of the wildfires in the Greater SF Bay Area. We also discuss the importance of creating a Wildfire Safety Plan for Older Adults who are living alone. Also, please note that if you and your family have evacuated Intero has a special discount with Country Inn and Suites –  Address: 1350 N 4th San Jose  Phone: (408) 467-1786

If you or a loved one are in need of any assistance, please don’t hesitate to call.

(831) 346-2743 text anytime
LMACFARLANE @ INTERO .COM

Thank you, take care & be safe.

Lynne MacFarlane Homes

Packing an emergency kit: Assemble an emergency suitcase your family elder can quickly grab in the event of a fire. When a wildfire requires evacuation, every second counts.

Establishing good practices: Developing precautionary habits can keep an older adult safer when it comes to a home fire or a wildfire. Put glasses and hearing aids on the bedside table. Always have cell phones charged. If an older adult uses a wheelchair, walker, or cane, encourage them to keep it nearby.

Purchasing an emergency radio: In the event of a power outage, an emergency radio allows older adults to stay connected. Whether it is a crank radio or a battery-operated one, there are a variety of options to choose from.

Planning evacuation routes: It’s also important to plan escape routes from every room in the house. For rooms upstairs or homes on a higher elevation, you may want to order fire escape ladders that attach to windows. If your loved one may have trouble climbing down a ladder, they should stay close to the ground floor.

Creating a neighborhood escape plan: Just like you need two escape routes from the senior’s home, you also need two separate ways out of their neighborhood. If one is blocked by fire, they won’t lose time trying to figure out what to do. When the order comes to evacuate, it’s also important to know where a safe place to retreat is.

 

California Fire Resources

If you or your friends are affected by the California wildfires, below are links to some helpful resources:

Fire Resources for Realtors®

·        C.A.R. Disaster Relief

General Fire Resources

·        California Department of Forestry and Fire Protection (CAL FIRE) website

·        Fire Incidents Map

·        Evacuation Checklist

·        Air Quality Information

·        Wildfire Relief Funds

RelocationRetirementseniorstrends December 19, 2019

Moving into or out of the Bay Area?

Is it time to move to a bigger home across town or out of the city?

According to new census data more than 86,000 people left California for Texas, nearly 70,000 left for Arizona and about 55,000 left for Washington state.

INTERO RELOCATION SERVICES

Let Intero Real Estate Services handle all of the details of finding your new home. I’ll be a part of your team that will help with your relocation and make your transition as easy as possible. I will work with you one-on-one to make sure you land in the right neighborhood, price range and house style for your family—whether you want to buy, sell or rent.

 

 

Our relocation services include:

  • Area Orientations
  • Corporate Inventory Management
  • Group Moves
  • Home Purchase Assistance
  • Home Sale Assistance
  • Rental Assistance

You’ll be amazed by the world-class amenities the San Francisco Bay Area has to offer that include major league sports, museums, restaurants and art events. And coupled with a wide selection of properties and neighborhoods that I can help you choose from, my team and I can make the Bay Area a place you will love to call home!

Let’s get together and start your search today

If you are considering making a change, I can help you learn about your options and help with the transition.

Now’s the time to start planning.

Let’s discuss your move today and make it happen for 2020!

(831) 346-2743 

lmacfarlane@intero.com

 

Lynne MacFarlane Homes

 

ArticlesReal EstateSanta Cruz County February 24, 2019

Need an excuse to move to Santa Cruz County?

“City life stresses us out psychologically and physically, but an occasional retreat to the sea can help us avoid stress-related health problems, researchers say. In a survey of over 1000 California beachgoers, Hipp and his team found those who experienced the most stress in daily life found the beach the most psychologically restorative.”   (See article scroll below)

Whether if you’re a mountain biker, a weekend paddle boarder, a beachcomber or a sunshine worshiper, there’s a lifestyle waiting for you and more versions of yourself to newly discover. Life is good and it’s healthy to unwind!

Here are the markets of Santa Cruz County sold single family homes for 2/23/2019 to 01/24/2019.

 

SiliconValley RealEstate Lifestyleliving mentalhealthisimportant workhardPlayhard