EconomymultigenerationalReal EstateSANTA CLARA COUNTYWealth May 11, 2022

Why Diversifying Your Concentrated Portfolio Is A Smart Move

The Bay Area is a hub for many industries, including tech, and investors here often find themselves with a concentrated portfolio due to restricted stock grants and incentive stock options. If this describes you, take note: Diversifying your investments can be a smart move.
Lynne MacFarlane Blog - What does job market mean to real estate market?
Silicon Valley tech employees have been jolted by their stock options performance lately. At Intero Los Altos’ Monday office meeting, our title company rep brought up a point reminding us that in 2009, people who sold their stocks to buy residential real estate have done very, very well!
The Bay Area has historically been home to many companies that offer stock incentives to high-level executives. If you’re a leader in one of those companies, you may hold far too high of a percentage of wealth in your employer or previous employer’s stock. Here’s a recent article which considers the recent plunge in technology shares providing investors with a harsh lesson in that can hamper employee retention and threaten cash flow when share prices collapse.
“As stock prices fall, companies may have to offer employees even more shares to achieve the same compensation levels.” Here are companies that heavily rely on employee stock rewards.
Having a large percentage of your holdings in a single company can help you build wealth quickly when that company is on the rise. However, that same volatility can wipe you out if something goes wrong.
It may seem counterintuitive to cash out stock options now. Nobody wishes to cash in when their stocks are plummeting, but remember that nobody wants to let go of their stock when it is skyrocketing either. Real estate is a safer haven during times of inflation. It appreciates over time and it’s tangible. There are many ways to profit from real estate, from cash flow of rental properties to
appreciation of assets.
Consider balancing your asset class portfolio and cash out. Why not buy a multigenerational house? Think of an extra guest space for relatives visiting, building an ADU, or buying a property under $800K (I can suggest several areas). Real Estate can create passive income with lower volatility and that might be the right move for you.
Let me know if you would like a no pressure introduction to our financial wealth advisors providing Intero concierge service and advice before making any financial decisions.
Also please keep in mind that I’m always available to help your family/friends with any real estate or financial questions.
Lynne Watanabe MacFarlane, Realtor
Intero | Berkshire Hathaway affiliate
408-800-1141 or 831-346-2743
Mountain ViewOpen HouseReal EstateVideo November 5, 2021

NEW LISTING – 234 Jason Way Mountain View [video tour]

 

NEW LISTING – 234 Jason Way Mountain View
3 Bedroom | 2 Bathroom

1,368 SqFt, 7,418 SqFt Lot
2 car detached garage with attic space.

Open House today SUNDAY 11/7 1-4PM

Property Website: https://bit.ly/234JasonWay

SANTA CLARA COUNTY July 13, 2020

Know Why Tech Hubs in the S.F. Bay Area / Silicon Valley Have Edge in the Housing Recovery

Tech Hubs, such as #SanJose, #Sunnyvale, #santaclaracounty may have the edge in the housing recovery. “New supply” and “pace of sales” remained below during COVID19/SIP January, but in the West Coast, by June 21, it surpasses and continues to lead the recovery with the overall index now visibly above the pre-COVID benchmark.

What’s Driving Our Recovery?

1) Weather 2) COVID-19 containment 3) Economic resilience are three key factors driving regional differences in the housing recovery.

Realtor’s previous study about the spread of COVID-19 is closely linked to the housing slowdown, with markets with higher cases per capita more likely to see a bigger impact on supply and the pace of sales. It found that the speed and sustainability of the reopening, and each market’s ability to contain COVID-19, are dictating the speed of recovery across the regions.

Lynne MacFarlane, MCDM, SRES Reatlor blogs about market data happening during CVD-19 / SIP in Silicon Valley

Resilient economies may have an edge in the housing recovery, and areas with strong job markets before COVID-19, especially those with thriving #tech sectors, are seeing buyers and sellers reconnect faster than the rest of the country.

Lynne MacFarlane, Realtor discusses why Tech Hubs are helping to pull the real estate market strong

Yep, “West Coast rocks!” says this proud NorCal gal! 🙂

If you have any questions, or looking to relocate and would like any market stats or reports about schools in your desired area, I’m always happy to assist you in your next transition or move.

Lynne MacFarlane Homes

Saratoga August 1, 2019

Make it a bold new beginning in prestigious Saratoga! [Video]

More than 60 percent of households are small, with a single person or a couple or a single parent with a child. Condos and townhouses may be the perfect place for you as you consider relocation & focus on work and adopt a new California lifestyle with ease and comfort. Here’s an opportunity to live walking distance to award winning schools of Saratoga and have convenience of condo living –

Welcome to 14345 Saratoga Avenue #31.

This Impressive, 2 Bedroom 1.5 Bath, Contemporary 3rd Story Penthouse Features a Spacious Floorpan of 1,398 Sq Ft, Abundant Natural Light and Private Serene End Unit Location.

Don’t Miss This Opportunity To Call It Home. Listed by Tse Group at 950K, HOA Covers All Utilities (Water, Garbage, PGE). Community’s Over-Sized Pool and Cabana and Enjoy a Resort-Like Atmosphere. I’m here to help as a native who’s lived in 5 different Bay Area counties and I can help advise you whether you’re downsizing or relocating to the Bay Area.

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Make it a bold new beginning in prestigious Saratoga! Welcome to 14345 Saratoga Avenue #31. This Impressive, 2 Bedroom 1.5 Bath, Contemporary 3rd Story Penthouse Features a Spacious Floorpan of 1,398 Sq Ft, Abundant Natural Light and Private Serene End Unit Location. Don’t Miss This Opportunity To Call It Home. Listed by Tse Grp at $950K, HOA Covers All Utilities (Water, Garbage, PGE). Community’s Over-Sized Pool and Cabana and Enjoy a Resort-Like Atmosphere. Top #Saratoga Schools, only but the best for your family! “If you make an isosceles triangle from the award winning schools, this home is walking distance to all!” Give me a call and let’s meet for coffee – Cheers to making your bold move in 2019! – Lynne Watanabe-MacFarlane, MCDM 831.346.2743 text Lmacfarlane@intero.com DRE#02066698 _ _ _ #SaratogaCondo #OpenHouse #BestDealSaratoga #Penthouse #siliconvalleyhomes #Saratogaschools #Condos #modern #Dreams #DreamBold #InteroTakeover #OpenHouseBlitz

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